If a beneficiary is on the HSA, we will need the HSA Death Distribution Form to be completed and returned to us with a copy of the death certificate.
 
If a beneficiary was not listed on the account, we will need a completed HSA Death Distribution Form, a copy of the death certificate, and one of the following:

• Letters Testamentary for Estate
• Small Estate Affidavit
• Affidavit of No Administration

 
If a death distribution does not have the necessary paperwork, we will reach out to the submitter via letter or phone to request additional documentation.